OPM; Living by faith, soaring heights.

When I was first reading the book Success Through Positive Attitude by Napoleon Hill, I got to interact with a remarkable concept called OPM which I will write about today. To me, the concept came at the right time after reading a book called Magic of Thinking Big by David Schwartz that helped my mind to gather momentum and confidence to take on the big things in life. After all thinking big is not a matter of race, body size or tribe, it is a matter of choice, change and chance. Later comes Robert Kiyosaki on the practicality of using OPM plus financial education to not only think big but make it big.

Robert Kiyosaki is the writer of the book Rich Dad, Poor Dad and another title co-authored with Donald Trump the incumbent US president called Why We Want You To Be Rich. Again Robert has written another book called Why A Students Work For C Students in which OPM comes out clearly. Definitely these should be your current reads if your haven’t interacted with them.When rich dad told Robert to take a course in real estate, he took it.  Most of us could have argued that cash was a problem. OPM studies come in handy in such a time. OPM in full stands for Other Peoples’ Money. You don’t have to be a billionaire unless you want to work hard the whole of your life in trying to save to start a business. While saving to be rich you are making the rich richer since they take the savings you have in the bank and reinvest it to make more money.


Using OPM to make it big.

I am an avid watcher of ABC show Shark Tank in which you trade your business already conceptualized, up and running for a stake in your company. I am also an avid watcher of Lions’ Den, an equivalent of Shark Tank locally. Usually the entrepreneurs don’t have the money and that is the reason why they approach the sharks. They are usually capitalizing on the idea of OPM. In real estate, most huge investments in these area are done in partnership with financing corporations like banks to make the huge investments we see around. This is made in an agreement form to repay the investment loan over a period of time after which the investor is left to manage it alone. This is a good debt.

OPM that comes in this form is called angel investing where you trade some equity or debt of your business. Another form of OPM is approaching someone with the money and you do a partnership. This is a quicker way of getting money for your business and a better way of approaching big businesses. Together with OPM you also get to capitalize on OPS (other peoples’ skills) which means a double advantage. Apple started as a partnership of three, even Bill Gates has many partnerships today not forgetting that Mark Zuckerberg also has partners. We cannot be everything the business demands and that is why we need OPM and OPS.

The future demands that for any successful entrepreneur, money and skill should not the problem. OPM and OPS is available to be exploited. The future stands bright as ever, tomorrow holds greater promise more than today for those who can exploitatively use OPM and OPS to their advantage and that of others.


Geoffrey Ndege

Geoffrey Ndege

Geoffrey Ndege is the Editor and topical contributor for the Daily Focus. He writes in the areas of Science, Manufacturing, Technology, Innovation, Governance, Management and International Emerging Issues. For featuring, promotions or support, reach out to us at dailyfocus9@gmail.com
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